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The reduction applies when just one parent or guardian earns more than the threshold, and not on combined household earnings.

Parents need to fill in the child Benefit claim form CH2 on Gov.UK and send it to the Child Benefit Office. The address is written on the form.

Parents have been caught out by the complicated rules and extra charges and have been landed with bills for thousands of pounds.

There are other benefits you might get on top of child benefit if you're on a low income, like the child element of Universal Credit.

It can take up to 16 weeks to process a new Child Benefit claim (or longer if you’re new to the UK). Child Benefit can be backdated for up to 3 months.

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That's because of something called the High Income Child Benefit Charge - but if it applies then it's still worth claiming.

It's up to parents to notify HMRC if they are liable for the charge and they must file a self-assessment tax return to pay it.

You won't be able to get the full amount of child benefit if you earn over £50,000 and you'll get nothing at all if you earn over £60,000.

To be considered responsible for a child, you will live with them or you're paying at least the same amount as child benefit rates to look after them - for example food, clothes or pocket money.

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These credits count towards your State Pension, so you do not have gaps in your NI record if you're not working or don't earn enough to pay NI contributions.

It's important to note that eligibility changes if a child goes into hospital or care and if your child starts to live with someone else.

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They can decide to opt out of getting the benefit altogether to avoid having to pay the money back. But they will miss out on the NI credits gained.